About Us — PRAKET FINANCE, Mirganj
About PRAKET FINANCE

People first, process made easy.

A professional loan and financial consultancy in Mirganj, helping individuals, self-employed professionals and businesses find the right financial solution — with honesty, at every step.

"We don't recommend what pays us more — we recommend what you actually qualify for, and we stay with the case until it's resolved."

PK
Praket KumarFounder, PRAKET FINANCE
Our story

Built around one idea — honest guidance, not sales targets

PRAKET FINANCE started with a simple frustration: people were being sold loans, cards and policies that didn't actually fit their situation, just because it paid the agent more. We built a consultancy that works the other way around — we assess your profile honestly first, then match you with lenders and products you're genuinely eligible for.

Today, that same approach covers loans, taxation, banking, insurance, CIBIL checks and everyday digital services — all from one office in Mirganj, with the same promise of clear terms and no runaround.

50+Services offered
100%Transparent process
24 HrsResponse time
1Office, every service
What we stand for

The principles behind every case we handle

These aren't just words on a page — they shape how we work with every customer, every time.

Transparency

Clear terms and honest advice, with nothing hidden or oversold.

Clear eligibility checks

We assess your profile upfront, so there are no surprises later.

Direct communication

Reach our team directly — no call centres, no automated runaround.

End-to-end support

From first enquiry to final approval, we stay with every case.

How we work

A simple, honest process — every time

The same clear approach, whether it's a loan, a filing or a quick digital service.

1
Listen first

We understand your requirement and financial situation before suggesting anything.

2
Assess honestly

We check what you actually qualify for — not just what sounds appealing.

3
Guide clearly

We explain terms, documents and timelines in plain language, upfront.

4
Stay until it's done

We follow through to approval or completion, with full visibility.

Our promise to you

No hidden terms. No pressure. No runaround.

Every recommendation is based on what you qualify for, explained in plain language, with nothing added later that wasn't discussed upfront.

Eligibility checked honestly before you apply
All fees & charges explained before you sign
Direct access to our team — no call centres
FAQ

Common questions about us

A few things customers usually ask before getting in touch

What kind of consultancy is PRAKET FINANCE?
We're a professional loan and financial consultancy based in Mirganj, helping individuals, self-employed professionals and businesses with loans, taxation, banking, insurance, CIBIL and everyday digital financial services — all from one office.
How is your advice different from going directly to a bank?
We compare options across multiple banks and providers for your specific profile, rather than offering only one institution's products — so the recommendation is built around what suits you, not a single lender's target.
Do you only handle loans?
Loans are our core focus, but we also assist with taxation and business compliance, banking and credit cards, insurance, CIBIL checks and everyday digital services — so most financial needs can be handled under one roof.
Is the first consultation free?
Yes — the initial enquiry and consultation is completely free, with no obligation to proceed.

Let's understand your requirement

Honest guidance, direct support — talk to us today.

100% Transparent 24 Hr Response Free Consultation
Address

Dr. Rahul Kumar Clinic, Rajistry Kachahari Road, Mirganj, Gopalganj, Bihar